Whatever your circumstances or reasons for needing a mortgage, remortgage or equity release, our impartial advice and expertise will help you find the right product from the thousands on offer.

Equity Release

For free, no-obligation financial advice, call our expert advisers on:

01323 416 222

Or request a call back

Done!

Equity release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments. There are two types of equity release; Lifetime Mortgages and Home Reversion Plans. The Financial Conduct Authority regulates both of these. By using an equity release product, a homeowner can draw a lump sum or regular smaller sums from the value of their home, while remaining in their home.

 

Equity release can play a crucial role in retirement funding. The flexibility and safeguards built into plans, which comply with the Equity Release council product standards, enable thousands of homeowners every year to tap safely in to their housing wealth without having to worry about making monthly repayments.

 

If you are thinking of taking out an equity release plan then you need to find out as much as you can about your options and weigh up the advantages and disadvantages fully before you decide if equity release is right for you. As fully qualified advisors, we will help you to understand the steps involved and talk you through your options. This includes the effect this might have on state benefits, tax and your obligations. We will also explain the full benefits of equity release. Done correctly, equity release should have no impact on your tax position or your state benefits; however, each individual's circumstances need to be assessed.


Part of a customer's choice will be over the type of plan required. In the modern equity release market, there is a range of products to choose from, with new and innovative products created regularly. This means whatever your equity release needs, there is likely to be an equity release plan available to meet them.

Fb Twitter Linkedin Youtube